22 What are auditors

What are auditors?

Accountants and auditors help to ensure that the Nation's firms are run efficiently, its public records kept accurately, and its taxes paid properly and on time. They perform these vital functions by offering an increasingly wide array of business and accounting services, including public, management, and government accounting, as well as internal auditing, to their clients. Beyond carrying out the fundamental tasks of the occupation-preparing, analyzing, and verifying financial documents in order to provide information to clients-many accountants now are required to possess a wide range of knowledge and skills. Accountants and auditors are broadening the services they offer to include budget analysis, financial and investment planning, information technology consulting, and limited legal services.

Specific job duties vary widely among the four major fields of accounting: public, management, and government accounting and internal auditing.

Internal auditors verify the accuracy of their organization's internal records and check for mismanagement, waste, or fraud. Internal auditing is an increasingly important area of accounting and auditing. Internal auditors examine and evaluate their firms' financial and information systems, management procedures, and internal controls to ensure that records are accurate and controls are adequate to protect against fraud and waste. They also review company operations, evaluating their efficiency, effectiveness, and compliance with corporate policies and procedures, laws, and government regulations. There are many types of highly specialized auditors, such as electronic data-processing, environmental, engineering, legal, insurance premium, bank, and health care auditors. As computer systems make information timelier, internal auditors help managers to base their decisions on actual data, rather than personal observation. Internal auditors also may recommend controls for the ir organization's computer system, to ensure the reliability of the system and the integrity of the data.

Government accountants and auditors work in the public sector, maintaining and examining the records of government agencies and auditing private businesses and individuals whose activities are subject to government regulations or taxation. Accountants employed by Federal, State, and local governments guarantee that revenues are received and expenditures are made in accordance with laws and regulations. Those employed by the Federal Government may work as Internal Revenue Service agents or in financial management, financial institution examination, or budget analysis and administration.

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Selecting A Business Name - What's Involved? - Business

Awww, the almighty business name. Are you planning on starting a business? Do you really know what's involved in selecting an appropriate business name for yourself? In this article I will go through step-by-step what you need to know about creating your business name, searching for duplicate names, trade marking your name, buying a domain name that fits your name, and especially, how to register your business name.

STEP 1) CREATING A BUSINESS NAME:

So you've made the decision. You've got that great idea. You're ready to leave work and pursue your dream. Your one step away from creating a business. One step away from being your own boss. One step away from becoming an entrepreneur, but you desperately need to create a business name...

A Business Name Should Never Be Taken Lightly.

There are many different things you should consider when creating a name for your business. Depending on what you want to do, where you want to do business, what industry you're getting into, is the business local, national, or international. Does your company build something, make something, sell something, buy something, trade something, or give something? Each one of these factors can effect what your name should be. Is your business for non-profit? Does your business belong part of a group? Is it a family run business?

Before I get into some samples, I want you to break out a piece of paper and pen. Write down some examples of names that are fitting for your business. Keep all of the names close together so that you can compare, and revisit them often.

Let's look into some samples affected by the above statements:

Using Your Personal Name:Within these examples, I will use my name (Martin Lemieux) as an example.

- Service Based:- Real Estate (Ex. Lemieux Realtor)- Mortgage Broker (The Lemieux Mortgage Group)- Law Firm (Lemieux Law Firm)- Design (Martin's Design Concepts)- Writing (Lemieux Writing Services)- Corporate (Lemieux Enterprises)- Contractors (Lemieux Building Group)- Renovators (Martin's Reno Services)- Printing (Lemieux Print Shop)

- Product Based:- Pizza Place (Martin's Pizza Delight)- Clothing (Lemieux Fashion)- Toys (Martin's Toy Shop)- Appliances (Lemieux Appliances)

As you can see, these business name examples all give reference to two things; a) My name, b) What I do. The idea is to personalize your business name with your personal name, and industry. Using your first name or last name doesn't necessarily matter.

What matters is the fact that you like your name. A business name can be with you until you die, it has the potential to stay in your family for 100's of years.

Creative Names:These illustrations will be something off the top of my head just to give you an idea. Each name will be accompanied by a slogan to explain the meaning of the name.

- Service Based:- Online Promotion ("eMarket Promo" - Internet Marketing Promotion For Your Business)- Graphic Design ("Crystal Graphics Firm" - Graphics that wow people)- Barber Shop ("Clean Cut Barbers" - Haircuts that clean up your style)- Business Networking ("NETeGroup" - Entrepreneurs Grouping For More Business Leads)

- Product Based:- Hydraulic Systems ("ProHyd Systems" - Professional hydraulics that last)- Pool Cues ("StickBall Cues" - A pool cue that sticks to its game)- Power Bars ("SafeBars" - A power bar safe for the whole family)

A small little play on words, with the combination of small descriptions of your product or service can help you to come up with something a little more creative. Although these names were created within about 10 minutes, take your time, you should never rush these things. A company name should never come to you within minutes. You should let the ideas brew for a while. Even after you think you got the right name, let it sit there, and look at it often. Ask your friends, family, and co-working what they think of your choices.

Local Business Names:Services that are locally based should carry a name that spells out what they do. It should be simple, and catchy. With these examples, I will use my own location (Hamilton, Ontario) to illustrate what I mean.

- City Wide:- Lawn Care (Hamilton Lawn Care)- Mortgage Brokers (Hamilton Mortgage Group)- Real Estate (Greater-Hamilton Homes)- Employment Agency (Hamilton Employers)

- Provincial Wide:- Insurance Brokers (Ontario Insurance Specialists)- Parcel Delivery (Ontario Mailing Systems)- Apple Farm (Apple Trees of Ontario)- Movers (Relocators of Ontario)

- National Wide:- Baby Clothing (Canadian Baby Wear)- Computers (Computers Made in Canada)- Consultants (Canadian Consulting Group)- Printing (PrintCanada)

Creating a business name to target your local area is a little easier for ideas. Always try to make sure you incorporate your city, province/state, or country into the equation to tell people the exact service area that you provide. Make sure to search online for other companies with the same name. Many local companies opt for this method of choosing a great name, this happens often because of how easy it can become for people to remember your name.

This concludes my business name creating tips. I still have a great deal to teach you about creating a name, but that would require I write a novel, and for this tutorial I want to cover all of the basics, not just one area.

STEP 2) SEARCHING FOR DUPLICATE NAMES:

Once you've narrowed your business name list down to 1-5 names, it's now time to research online to check whether or not someone has taken your name.

Searching online will be different for everyone. There are different ways to search for duplicate business names depending on the type of business you want.

When searching online, you need to determine:

- 1) Is you business local, provincial/state wide, national, or international???

- 2) Are you going to trademark / copyright your name?

Also...

- A) Are there other competitors who have the same name?

- B) Do one of your competitors own a trademark / copyright similar to your name?

1.1) Local:This is probably the easiest one to find. Usually, you can perform a search within Google/Yahoo/MSN with your business name in quotes like "My Name" in "My City", "Province/State", "Country" (Ex. Search for something like "Lawn Care Guys in Hamilton, Ontario, Canada") to see whether or not you get exact results found for that name. Try the same thing without quotes to get different results. If you do get results found, check within the website to see if these results were "fabricated" by search engines for their results, or if they are actually a real business name.

Don't forget to look and see if the results match the type of business you want to get into.

The industry you want to get into has an effect on the availability for your name as well. For instance, you could choose "Hamilton Lawn Maintenance" for your business name. After performing a search, I guarantee you that search engines will combine the words "Hamilton"-and-"Lawn"-and-"Maintenance" together to form their results. I'm sure there is a lawn maintenance company from Hamilton. See how that could mix your search results? Searching online is just the start of the game, don't get discouraged if you initially find some matches.

1.2) Provincial / State Wide:For this search, you'll want to perform the same style of searching like I mention within "1.1) Local", but now you want to remove the "City" within your searches to determine right away if you find a name similar to yours. Again, if you do find results within your search, investigate further by visiting the website(s) found.

If a potential competitor has the exact name you want, scratch the name and forget it. You don't want to have a legal battle later on for something that can be prevented right now.

1.3) National:Same thing but only include your "Country" within your searches.

1.4) International:Simply search for your business name in "Quotes". Don't use a country specific search engine like Google.ca, instead use Google.com to perform your searches. By adding the quotes, search engines will be able to give you an exact match for your business name. If other companies have your name, it really won't matter unless; you're directly related in the same industry, and whether or not they own copyright to that name.

1.5) Trademark / Copyright:"A trademark or trade mark[1] is a distinctive sign of some kind which is used by an individual, business organization or other legal entity to uniquely identify the source of its products and/or services to consumers, and to distinguish its products or services from those of other entities." Wikipedia

When searching for a business name online, stay away from names that resemble someone's trademark. Copying a trademark could get you into big trouble, including a lawsuit. In fact, a gentleman online has been battling this idea for a very long time. The very popular car maker, Nissan has a trademark on their name, and their logo, but they don't have control over They failed to buy that domain name in time, and now they are suing the owner for 10 million dollars in damages which has been going on since 1999.

If you wish to trademark your name, you need to make sure that NO ONE is using that name. This includes phrases, words, logos, images. The hard part is trade marking something that already exists. For example: In Canada, you would have a great deal of problems trade marking "Business Name", because so many people online already use the words business name together before you ever filled a trademark.

I recommend that you hire a professional to help you with your trade marking needs. This way, you'll have access to government databases that allow you to search through previous trademarks, and to help you search for other names that might deter you from trade marking your name.

Trade marking is a little expensive for some, but once you have the trademark, no one else can use your good name for anything else without express written permission by you. I made this mistake with my original business; "Smartads". After time, people started using smartads for their own purposes, some good, and some very bad.

STEP 3) TRADEMARKS - SEARCHING THROUGH A GOVERNMENT DATABASE

For the most part, you can always go down to your local business name registry office and perform a search there for business names.

Canadian Trademarks Database Search:/app/cipo/trademarks/search/tmSearch.do?language=eng

United States Trademarks Database Search:/main/sitesearch.htm

United Kingdom Intellectual Property Office:/tm.htm

Australia Database search:/trademarks/index.shtml

China Database search:/

Japanese Database search:/homepg_e.ipdl

These websites were easy to find online, for more countries, simply search within Google.com for "trademark (Country)". That's it. Most major countries have an online database that you can search through to help your search on trademarks.

STEP 4) BUYING A DOMAIN NAME THAT FITS YOUR NAME:

Buying a domain name a.k.a. website address that fits your business name is extremely important. Sometimes searching for a business name is not enough, finding the right domain name might be the key for you. I've known a great deal of entrepreneurs who came to me for help with their business name, but were stopped in their tracks when we tried to get a domain name that matched their business name. You do not want to have one or the other, especially not before you start out. They key is to you keep your branding similar so that the public gets familiar with your name.

I've written an entire tutorial about domain names:/posts/?blog=17

This step is especially key if you want to trademark your business name. A way to prevent people from misusing your name is to buy all of the domain name extensions for your name. Ex:.com /.ca(Canada specific) /.net /.biz /.info /.org /.us /.uk /.biz, etc...

To search for domain names, simply go to:

STEP 5) HOW TO REGISTER A BUSINESS NAME:

The easiest way to register a business name is to look online for your local government office. Try searching for "Register A Business in (Your City, Province/State, and Country)". For example I will use my home town "Register a business name in Hamilton, Ontario, Canada" < This style of searching should give you the results you're after.

Here's a whole list of places to register your business name world wide:/register-a-business.html

In Conclusion:Creating your business name doesn't happen over night, and shouldn't not be taken lightly. You may be stuck with your name for 100's of years. Get creative when brainstorming for a name, ask others what they think, write down every idea you have. Do your research online to look for duplicate names. Make sure to stay away from business names that resemble trademarked names that are already taken. If you're planning on trade marking your name, hire a professional to help you out. Try to find a name that can compliment your domain name, especially if your business name is going to be trademarked. Last but not least, search online to find out where your local government office is in order to register your name.

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Delphi Corporation - Business

History 1994: General Motors forms Automotive Components Group. 1995: ACG is renamed Delphi Automotive Systems. 1997: GM and Hughes Electronics Corporation spin-off of Hughes Defense electronics business and transfer Delco Electronics from Hughes to Delphi. 1999: Delphi Automotive Systems becomes fully independent publicly held corporation. 2001: 11,500 jobs were cut worldwide (Bischoff 1A). 2002: Delphi Automotive Systems is renamed Delphi Corporation reflecting its diversified business direction. 2004: Delphi is subpoenaed by the Securities & Exchange Commission (SEC) in July for irregular accounting practices and financial transactions. 2005: Delphi discloses irregular accounting practices. A number of executives, including CFO Alan Dawes, resign. Delphi Chairman J.T. Battenberg III retires. Delphi files for Chapter 11 bankruptcy protection to reorganize its struggling U.S. operations. As a result of this action, the Securities and Exchange Commission granted an applica tion by the New York Stock Exchange to delist Delphi's common stock and bonds. The stock now trades over the counter on the Pink Sheets electronic exchange. 2005: Twenty-four plants closed down in the U.S. 2006: Delphi announced it would sell off or close 21 of its 29 plants in the United States. The eight plants it intends to keep are located in Brookhaven, Mississippi; Clinton, Mississippi; Grand Rapids, Michigan; Kokomo, Indiana; Lockport, New York; Rochester, New York; Warren, Ohio; and Vandalia, Ohio. Delphi proposes that these remaining plants will operate with wage reductions and workforce reductions. Corporate structure and leadership Delphi is structured into the following groups: Consumer Products Manufacturer Products Aftermarket & Dealer Products The company is focusing the organization on the following core strategic product lines: Controls & Security (Body Security, Mechatronics, and Displays) Electrical/Electronic Architecture (Electrical/Electronic Distributi on Systems, Connection Systems, and Electrical Centers) Entertainment & Communications (Audio, Navigation, and Telematics) Powertrain (Diesel and Gasoline Engine Management Systems) Safety (Occupant Protection and Safety Electronics) Thermal (Climate Control & Powertrain Cooling) For the list of Delphi Senior Managers see Delphi Senior Leadership. Chapter 11 Reorganization During the Chapter 11 cases, Delphi has made substantial progress in identifying and implementing the sale (or receiving Bankruptcy Court approval to sell) or wind down of those facilities and business lines that do not support the company future strategic framework, including: The sale of the brake hose manufacturing business in Dayton, Ohio to Harco Manufacturing Group, announced in January 2007. The settlement of a social plan in the "Concurso," or Spanish insolvency proceeding, of Delphi Automotive Systems Espana S.L. The sale of the Mexican brake components business, including a manufacturing plant in Saltillo, Coahuila, Mexico, to Robert Bosch LLC and its affiliate Frenados Mexicanos, S.A. de C.V., announced in June 2007. The sale of substantially all of the assets of MobileAria, Inc. to Wireless Matrix USA, Inc.; The sale of the U.S. Battery operations in New Brunswick, New Jersey to Johnson Controls, Inc. in 2006. The wind-down of a Delphi Medical Texas facility in Houston, Texas The consolidation of fuel injector production in Rochester, New York during 2006-2007, which allowed the Debtors to wind down a manufacturing facility in Coopersville, Michigan The sale of the catalyst business to Umicore Group, completed in October, 2007. The sale of the Wheel bearings business based in Sandusky, Ohio to Kyklos, Inc., which is a wholly owned subsidiary of Hephaestus Holdings, Inc., in February 2008. The sale of the Global Steering and Halfshaft Business to Steering Solutions Corporation, a wholly owned subsidiary of Platinum Equity, LLC, announced in December 2007. The Steer ing business was based in Saginaw, Michigan, and was formerly known as the Saginaw Steering Division of General Motors. The sale of the Interiors and Closures business was announced in October, 2007, to The Renco Group. This includes facilities in: Gadsden, Alabama, Cottondale, Alabama, North Kansas City, Missouri, Orion, Michigan, Adrian, Michigan, Woerth, France, Matamoros, Mexico, the SDADS Joint Venture in Shanghai, China and the KDS Joint Venture in Daegu, South Korea. The sale of certain North American Brake Component Machining and Assembly Assets to TRW Automotive Holdings, which includes sites in Saginaw, Michigan, Springhill, Tennessee, and Oshawa, Canada, announced in September 2007. The company will continue with its stated plans to sell or wind-down additional non-core product lines and manufacturing sites through 2008. Sale of global suspension and brakes business to BeijingWest announced March 31, 2009. On November 4, 2009 Delphi named a new board. John A. Krol is the chairman of the new board. Rodney O'Neal is the President and chief executive officer of the company (since January 1, 2007), replacing Robert S. "Steve" Miller. The investment bank, Rothschild, Inc., is currently advising Delphi in its Chapter 11 restructuring Environmental record Researchers at the University of Massachusetts Amherst identified Delphi corp. as the 21st-largest corporate producer of air pollution in the United States in 2002. According to the study, the manufacturer's most toxic emissions include asbestos (542 lb/yr), chromium compounds (1,082 lb/yr), lead compounds (8,466 lb/yr), and sulfuric acid (17,600 lbs/year), while the most massive emissions are glycol ethers (111,520 lbs/year) and hydrochloric acid (80,000 lb/yr). Corporate issues In February 2007 the multinational Delphi Automotive Systems Holding Inc. announced the closure of its plant in Puerto Real, Cdiz, Spain, with a loss of 1600 direct jobs and more than 2500 indirect jobs. despite h aving agreed to continue its manufacturing operations until 2010 and receiving more than EUR 25 million from various public administrations in order to guarantee its workers' jobs. The Andalusian autonomous government announced it would begin legal action against the company for breach of local labor laws. On October 8, 2005 Delphi filed for bankruptcy due to the lack of money to pay the employees. Slowly, cutting jobs and shutting down many plants around the Dayton area and nationally (Roberson). The increased competition between the U.S. and other countries in the automobile industry has been a factor in Delphi bankruptcy (Wehrman D1). Due to the economic slump, all but five of the plants in the Dayton area have closed. In May 2008, Delphi filed a lawsuit against investors. The lawsuit seeks to impose payment by investors in the amount of $2.55 billion in securities to aid Delphi as it seeks to come out of bankruptcy. U.S. Bankruptcy Judge Robert Drain in New York ruled to allow Delphi to seek payments through a contract against Appaloosa Management LP as well as denying investors' request for a cap of $250 million for damages.[clarification needed] Consumer electronics Delphi is a major player in the XM Satellite Radio and GPS market. Among their most widely recognized (and advertised) products are: Mobile Navigation NAV200 (portable GPS) TNR800 (in-dash GPS) Mobile Video Satellite Radio Myfi family MyFi (portable XM) Myfi 2 (3rd generation of XM2go) Roady Family Roady (XM) Roady 2 (XM) Roady XT (XM) Roady XT 2 (XM) Skyfi Family Skyfi (XM) SkyFi2 (XM) SkyFi3 (XM) Others XM Signal Repeater Manufacturer products Delphi designs, engineers and manufactures a wide variety of components, integrated systems and modules on a worldwide basis, and is the largest and most diversified supplier of automotive parts. In January 2000 Delphi acquired the diesel systems business of Lucas TRW, making Delphi the world's second largest manufacturer of Diesel Fue l Injection equipment. Delphi Diesel owns the brands of CAV/Simms/RotoDiesel and Condiesel, the division also runs 10 subsidiary distribution companies in Brazil, China, France, Germany, Italy, Spain, Mexico, Turkey, UK and USA. The diesel aftermarket company is headquartered in Warwick UK. Delphi also manufactures the MagneRide magneto rheological dampers, which use magnetorheological fluid to adjust the damping rate of the shock absorbers based on road conditions, to offer an effective compromise between ride and handling . These can be found on the Audi R8 , Audi TT, Chevrolet Corvette C5, Cadillac Seville STS, Ferrari 599 and select E Series HSV cars in Australia. Joint ventures EnerDel - started as a joint venture of Ener1 and Delphi. In August 2008, Ener1 bought exclusive ownership of EnerDel. Condumex - (A Grupo Carso division). References ^ Delphi - Investor Relations - 2008 Form 10-K ^ SEC delisting order ^ Delphi Signs Sale Agreement for Brake Hose Business; Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 29 January 2007. ^ Delphi Signs Agreement to Sell Mexican Brake Plant, Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 15 June 2007. ^ Delphi Completes Sale of U.S. Battery Plant to JCI. 02 August 2006. ^ Delphi Completes Sale of Catalyst Business to Umicore. 1 October 2007. Delphi - Investor Relations - Press Releases ^ Hephaestus Holdings, Inc. to acquire North American wheel bearings business from Delphi Corporation. KPS Capital Partners, LP - Press Release ^ Delphi Signs Master Sale Agreement for Its Global Steering and Halfshaft Business -- Files Motion to Request Hearing With U.S. Bankruptcy Court; Steering Solutions Corporation, a Wholly Owned Entity of Platinum Equity, LLC, Is Named Lead Bidder in the Sale of Delphi Corporation's Global Steering Division. Delphi - Investor Relations - Press Releases. 10 December 2 007. ^ Delphi Signs Master Sale Agreement for Interiors and Closures Business -- Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 16 October 2007. ^ Delphi Signs Asset Sale Agreement With TRW for Certain North American Brake Component Machining and Assembly Assets -- Files Motion to Request Hearing With the Bankruptcy Court. 18 September 2007. Delphi - Investor Relations - Press Releases. ^ Delphi Signs Agreement to Sell Global Suspension and Brakes Business; Company To File Motion Requesting Court Hearings To Approve Bidding Procedures and Authorize Sale of Assets. 31 March 2009. Delphi Press Release. ^ "Delphi Names New Board". Delphi. /news/pressReleases/pressReleases_2009/pr_2009_11_04_001/. Retrieved 2009-12-19. ^ "Delphi Senior Leadership". Delphi. /about/leadership/dsb/. Retrieved 2009-12-19. ^ Political Economy Research Institute ^ Toxic 100 detailed company report (Toxics Release Inventory) ^ "Delphi to close S pain factory, cut jobs", BusinessWeek, February 23, 2007 ^ "Closure of the Delphi undertaking in Puerto Real, Cdiz", Parliamentary question submitted by Willy Meyer Pleite MEP to the European Commission ^ "Zarras dice que no permitir que Delphi 'se ra de Andaluca'", Terra.es, February 23, 2007 ^ ""Judge allows Delphi to pursue claims against investors"". Chicago Tribune. 2008-07-29. /business/chi-tue-brf4-delphi-suit-jul29,0,7303546.story. Retrieved 2008-07-29. ^ "Delphi MagneRide" Delphi Website ^ "Audi R8 Features Delphi's Revolutionary MagneRide Semi-Active Suspension" Delphi Press Release ^ /?q=content/ener1-history External links Delphi website SEC Litigation Release Slate article on bankruptcy Website concerning Delphi's ongoing bankruptcy case Delphi Monsoon Premium Audio[dead link] Categories: Auto parts suppliers | Companies established in 1999 | Automotive companies of the United States | Companies based in Troy, Michigan | Companies that have filed for Chapter 11 bankruptcy | General Motors subsidiariesHidden categories: All pages needing cleanup | Wikipedia articles needing clarification from December 2009 | All articles with dead external links | Articles with dead external links from November 2008

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Business Finance Website And Small Business Finance Software - Business

A business finance website allows business owners to access information regarding company finances. These websites are very helpful to start-up and existing businesses alike. For the start-up owner, these websites offer information on how to raise capital through various resources and how to prepare the business for operation. Existing business owners can access information on how to improve their profitability and how to apply for additional working capital.

Most loan providers also include a business finance section on their websites to allow individuals to research the different loans offered by the lender. This way, these owners can find the loan best suited to their needs in regards to the loan requirements, interest rates, and repayment plan. Business owners can also find out if they qualify for special needs loans, like international trade and employee trusts. These lenders may also offer advice on how to effectively manage business finances to improve a business's profitability.

Business owners can familiarize themselves with accounting and financial terms via a business finance website. These websites want to make sure that business owners understand the accounting and financial procedures used in businesses in order to make them more successful. Business owners can learn about the business regulations and laws from a business finance website. This way, start-up owners can find out if they meet all business standards required of their business. Without this information, business owners risk wasting valuable time and money. Most business owners rely on finance websites to supply the vital information needed to successfully operate a company.Small business finance software, also known as accounting or financial software, are computer programs designed to ease the management of accounting processes in a business. These programs are preferred over the manual way of accounting because software allows an individual to easily input, edit, and handle the information needed for accounting practices while avoiding common bookkeeping errors. Most small business finance software is provided by an outside company that specializes in accounting software, but some businesses choose to develop their own financial programs.

One of the most popular brands of business finance small software is Quicken. Besides offering software for accounting, Quicken also has programs to aid businesses with contracts, checks, credit cards, and supplies. A business can pay a low monthly fee or a one-time fee that gives them unlimited access to specific software.

Other software companies, such as Microsoft, specialize in financial programs for small businesses, and may even provide free trials for their products. Companies may even offer advanced customization for financial software and programs to help compile business plans and financial forecasts.

Because the software industry continually grows and develops advanced financial solutions for small businesses, new versions of small business finance software becomes available every year. The key to determining which program is the most beneficial, it is vital to research the capabilities, services, and prices offered by specific financial software.

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Delphi Corporation - Business

History 1994: General Motors forms Automotive Components Group. 1995: ACG is renamed Delphi Automotive Systems. 1997: GM and Hughes Electronics Corporation spin-off of Hughes Defense electronics business and transfer Delco Electronics from Hughes to Delphi. 1999: Delphi Automotive Systems becomes fully independent publicly held corporation. 2001: 11,500 jobs were cut worldwide (Bischoff 1A). 2002: Delphi Automotive Systems is renamed Delphi Corporation reflecting its diversified business direction. 2004: Delphi is subpoenaed by the Securities & Exchange Commission (SEC) in July for irregular accounting practices and financial transactions. 2005: Delphi discloses irregular accounting practices. A number of executives, including CFO Alan Dawes, resign. Delphi Chairman J.T. Battenberg III retires. Delphi files for Chapter 11 bankruptcy protection to reorganize its struggling U.S. operations. As a result of this action, the Securities and Exchange Commission granted an applica tion by the New York Stock Exchange to delist Delphi's common stock and bonds. The stock now trades over the counter on the Pink Sheets electronic exchange. 2005: Twenty-four plants closed down in the U.S. 2006: Delphi announced it would sell off or close 21 of its 29 plants in the United States. The eight plants it intends to keep are located in Brookhaven, Mississippi; Clinton, Mississippi; Grand Rapids, Michigan; Kokomo, Indiana; Lockport, New York; Rochester, New York; Warren, Ohio; and Vandalia, Ohio. Delphi proposes that these remaining plants will operate with wage reductions and workforce reductions. Corporate structure and leadership Delphi is structured into the following groups: Consumer Products Manufacturer Products Aftermarket & Dealer Products The company is focusing the organization on the following core strategic product lines: Controls & Security (Body Security, Mechatronics, and Displays) Electrical/Electronic Architecture (Electrical/Electronic Distributi on Systems, Connection Systems, and Electrical Centers) Entertainment & Communications (Audio, Navigation, and Telematics) Powertrain (Diesel and Gasoline Engine Management Systems) Safety (Occupant Protection and Safety Electronics) Thermal (Climate Control & Powertrain Cooling) For the list of Delphi Senior Managers see Delphi Senior Leadership. Chapter 11 Reorganization During the Chapter 11 cases, Delphi has made substantial progress in identifying and implementing the sale (or receiving Bankruptcy Court approval to sell) or wind down of those facilities and business lines that do not support the company future strategic framework, including: The sale of the brake hose manufacturing business in Dayton, Ohio to Harco Manufacturing Group, announced in January 2007. The settlement of a social plan in the "Concurso," or Spanish insolvency proceeding, of Delphi Automotive Systems Espana S.L. The sale of the Mexican brake components business, including a manufacturing plant in Saltillo, Coahuila, Mexico, to Robert Bosch LLC and its affiliate Frenados Mexicanos, S.A. de C.V., announced in June 2007. The sale of substantially all of the assets of MobileAria, Inc. to Wireless Matrix USA, Inc.; The sale of the U.S. Battery operations in New Brunswick, New Jersey to Johnson Controls, Inc. in 2006. The wind-down of a Delphi Medical Texas facility in Houston, Texas The consolidation of fuel injector production in Rochester, New York during 2006-2007, which allowed the Debtors to wind down a manufacturing facility in Coopersville, Michigan The sale of the catalyst business to Umicore Group, completed in October, 2007. The sale of the Wheel bearings business based in Sandusky, Ohio to Kyklos, Inc., which is a wholly owned subsidiary of Hephaestus Holdings, Inc., in February 2008. The sale of the Global Steering and Halfshaft Business to Steering Solutions Corporation, a wholly owned subsidiary of Platinum Equity, LLC, announced in December 2007. The Steer ing business was based in Saginaw, Michigan, and was formerly known as the Saginaw Steering Division of General Motors. The sale of the Interiors and Closures business was announced in October, 2007, to The Renco Group. This includes facilities in: Gadsden, Alabama, Cottondale, Alabama, North Kansas City, Missouri, Orion, Michigan, Adrian, Michigan, Woerth, France, Matamoros, Mexico, the SDADS Joint Venture in Shanghai, China and the KDS Joint Venture in Daegu, South Korea. The sale of certain North American Brake Component Machining and Assembly Assets to TRW Automotive Holdings, which includes sites in Saginaw, Michigan, Springhill, Tennessee, and Oshawa, Canada, announced in September 2007. The company will continue with its stated plans to sell or wind-down additional non-core product lines and manufacturing sites through 2008. Sale of global suspension and brakes business to BeijingWest announced March 31, 2009. On November 4, 2009 Delphi named a new board. John A. Krol is the chairman of the new board. Rodney O'Neal is the President and chief executive officer of the company (since January 1, 2007), replacing Robert S. "Steve" Miller. The investment bank, Rothschild, Inc., is currently advising Delphi in its Chapter 11 restructuring Environmental record Researchers at the University of Massachusetts Amherst identified Delphi corp. as the 21st-largest corporate producer of air pollution in the United States in 2002. According to the study, the manufacturer's most toxic emissions include asbestos (542 lb/yr), chromium compounds (1,082 lb/yr), lead compounds (8,466 lb/yr), and sulfuric acid (17,600 lbs/year), while the most massive emissions are glycol ethers (111,520 lbs/year) and hydrochloric acid (80,000 lb/yr). Corporate issues In February 2007 the multinational Delphi Automotive Systems Holding Inc. announced the closure of its plant in Puerto Real, Cdiz, Spain, with a loss of 1600 direct jobs and more than 2500 indirect jobs. despite h aving agreed to continue its manufacturing operations until 2010 and receiving more than EUR 25 million from various public administrations in order to guarantee its workers' jobs. The Andalusian autonomous government announced it would begin legal action against the company for breach of local labor laws. On October 8, 2005 Delphi filed for bankruptcy due to the lack of money to pay the employees. Slowly, cutting jobs and shutting down many plants around the Dayton area and nationally (Roberson). The increased competition between the U.S. and other countries in the automobile industry has been a factor in Delphi bankruptcy (Wehrman D1). Due to the economic slump, all but five of the plants in the Dayton area have closed. In May 2008, Delphi filed a lawsuit against investors. The lawsuit seeks to impose payment by investors in the amount of $2.55 billion in securities to aid Delphi as it seeks to come out of bankruptcy. U.S. Bankruptcy Judge Robert Drain in New York ruled to allow Delphi to seek payments through a contract against Appaloosa Management LP as well as denying investors' request for a cap of $250 million for damages.[clarification needed] Consumer electronics Delphi is a major player in the XM Satellite Radio and GPS market. Among their most widely recognized (and advertised) products are: Mobile Navigation NAV200 (portable GPS) TNR800 (in-dash GPS) Mobile Video Satellite Radio Myfi family MyFi (portable XM) Myfi 2 (3rd generation of XM2go) Roady Family Roady (XM) Roady 2 (XM) Roady XT (XM) Roady XT 2 (XM) Skyfi Family Skyfi (XM) SkyFi2 (XM) SkyFi3 (XM) Others XM Signal Repeater Manufacturer products Delphi designs, engineers and manufactures a wide variety of components, integrated systems and modules on a worldwide basis, and is the largest and most diversified supplier of automotive parts. In January 2000 Delphi acquired the diesel systems business of Lucas TRW, making Delphi the world's second largest manufacturer of Diesel Fue l Injection equipment. Delphi Diesel owns the brands of CAV/Simms/RotoDiesel and Condiesel, the division also runs 10 subsidiary distribution companies in Brazil, China, France, Germany, Italy, Spain, Mexico, Turkey, UK and USA. The diesel aftermarket company is headquartered in Warwick UK. Delphi also manufactures the MagneRide magneto rheological dampers, which use magnetorheological fluid to adjust the damping rate of the shock absorbers based on road conditions, to offer an effective compromise between ride and handling . These can be found on the Audi R8 , Audi TT, Chevrolet Corvette C5, Cadillac Seville STS, Ferrari 599 and select E Series HSV cars in Australia. Joint ventures EnerDel - started as a joint venture of Ener1 and Delphi. In August 2008, Ener1 bought exclusive ownership of EnerDel. Condumex - (A Grupo Carso division). References ^ Delphi - Investor Relations - 2008 Form 10-K ^ SEC delisting order ^ Delphi Signs Sale Agreement for Brake Hose Business; Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 29 January 2007. ^ Delphi Signs Agreement to Sell Mexican Brake Plant, Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 15 June 2007. ^ Delphi Completes Sale of U.S. Battery Plant to JCI. 02 August 2006. ^ Delphi Completes Sale of Catalyst Business to Umicore. 1 October 2007. Delphi - Investor Relations - Press Releases ^ Hephaestus Holdings, Inc. to acquire North American wheel bearings business from Delphi Corporation. KPS Capital Partners, LP - Press Release ^ Delphi Signs Master Sale Agreement for Its Global Steering and Halfshaft Business -- Files Motion to Request Hearing With U.S. Bankruptcy Court; Steering Solutions Corporation, a Wholly Owned Entity of Platinum Equity, LLC, Is Named Lead Bidder in the Sale of Delphi Corporation's Global Steering Division. Delphi - Investor Relations - Press Releases. 10 December 2 007. ^ Delphi Signs Master Sale Agreement for Interiors and Closures Business -- Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 16 October 2007. ^ Delphi Signs Asset Sale Agreement With TRW for Certain North American Brake Component Machining and Assembly Assets -- Files Motion to Request Hearing With the Bankruptcy Court. 18 September 2007. Delphi - Investor Relations - Press Releases. ^ Delphi Signs Agreement to Sell Global Suspension and Brakes Business; Company To File Motion Requesting Court Hearings To Approve Bidding Procedures and Authorize Sale of Assets. 31 March 2009. Delphi Press Release. ^ "Delphi Names New Board". Delphi. /news/pressReleases/pressReleases_2009/pr_2009_11_04_001/. Retrieved 2009-12-19. ^ "Delphi Senior Leadership". Delphi. /about/leadership/dsb/. Retrieved 2009-12-19. ^ Political Economy Research Institute ^ Toxic 100 detailed company report (Toxics Release Inventory) ^ "Delphi to close S pain factory, cut jobs", BusinessWeek, February 23, 2007 ^ "Closure of the Delphi undertaking in Puerto Real, Cdiz", Parliamentary question submitted by Willy Meyer Pleite MEP to the European Commission ^ "Zarras dice que no permitir que Delphi 'se ra de Andaluca'", Terra.es, February 23, 2007 ^ ""Judge allows Delphi to pursue claims against investors"". Chicago Tribune. 2008-07-29. /business/chi-tue-brf4-delphi-suit-jul29,0,7303546.story. Retrieved 2008-07-29. ^ "Delphi MagneRide" Delphi Website ^ "Audi R8 Features Delphi's Revolutionary MagneRide Semi-Active Suspension" Delphi Press Release ^ /?q=content/ener1-history External links Delphi website SEC Litigation Release Slate article on bankruptcy Website concerning Delphi's ongoing bankruptcy case Delphi Monsoon Premium Audio[dead link] Categories: Auto parts suppliers | Companies established in 1999 | Automotive companies of the United States | Companies based in Troy, Michigan | Companies that have filed for Chapter 11 bankruptcy | General Motors subsidiariesHidden categories: All pages needing cleanup | Wikipedia articles needing clarification from December 2009 | All articles with dead external links | Articles with dead external links from November 2008

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Louboutin loses to YSL in battle of red soles - Art

Louboutin loses to YSL in battle of red solesNEW YORK - fight with the popular French king Christian Louboutin shoes exclusive right to the red soles on shoes get thrown court victory Wednesday at rival Yves Saint Laurent.The legal battle in court in New York built two fashion trends in a bitter struggle for what Louboutin said that his soul is overly expensive shoes - Scarlet signature soles.The federal court, U.S. District Judge Victor Marrero ruled that Louboutin - although widely recognized for his pioneering use of red shoes - can YSL competitors to do the same tracks."Because the color of the fashion industry is decorative and aesthetic functions vital to tough competition, the Court considers that it is unlikely to prove her Louboutin red sole trademark is entitled to trademark protection," said Marrero, who revealed himself as an ardent admirer of sexy heels.Million Suit for "trademark infringement, unfair competition and false designation of origin" was filed in A pril in New York say that many of YSL shoes would mislead consumers familiar with the Scarlet Louboutin's soles.Louboutin lawyer told AFP he was "deeply disappointed.""Although the court agreed that the only red Louboutin brand was famous and known, he seems to conclude," sua sponte "in the fashion industry would not be possible to use one color as a trademark," Harley Lewin says."We are currently evaluates all alternatives."Louboutin is glam footwear was introduced to consumers adore the TV series "Sex and the City" and sells about 240,000 pairs annually in the United States alone, with revenues of approximately $ 135 million.Pair typically costs hundreds of dollars, but sell for much more, with Maggie Leopard-Toe Pump, along with red lacquered soles in the $ 1,095 listed in the Neiman Marcus department store.Her and his statements with references to sources as diverse as pop star Jennifer Lopez and poet Walt Whitman, admitted Marrero Christian Louboutin is the "idea".Loubo utin's "bold move away from wearing way dividends are paid," he said.The judge even gave a huge attraction lyrical shoes.

"When Hollywood stars, red carpet and high models strut takeoff and landing sites back stabbing and head and eye drops at the feet of celebrities," painted in red on the soles, high heels, black shoes, attractive statement that jumps out at the same time showing off, "he wrote.But what about the red color to his trademark was a step too far - even for shoes, which, Marrero ruled."The award entrant designer shoes monopoly on red would unduly distort competition between other participants. YSL has different reasons for trying to use his red soles."YSL is Louboutin shoes with the dispute is more than four fashion house in 2011 Cruise Collection: A Tribute, Tribtoo, Palace and Woodstock models. We all have red soles.However, YSL says that featured red soles all the way back to 1970.If this claim is a breakthrough in the design of Christian Louboutin YSL fashion with contempt.The idea for the red shoes "copied from King Louis XIV, the red heeled shoes or dance the famous ruby s lippers from Dorothy in" The Wizard of Oz, "" Judge Marrero YSL quoted as saying.NEW YORK - fight with the popular French king Christian Louboutin shoes exclusive right to the red soles on shoes get thrown court victory Wednesday at rival Yves Saint Laurent.The legal battle in court in New York built two fashion trends in a bitter struggle for what Louboutin said that his soul is overly expensive shoes - Scarlet signature soles.The federal court, U.S. District Judge Victor Marrero ruled that Louboutin - although widely recognized for his pioneering use of red shoes - can YSL competitors to do the same tracks."Because the color of the fashion industry is decorative and aesthetic functions vital to tough competition, the Court considers that it is unlikely to prove her Louboutin red sole trademark is entitled to trademark protection," said Marrero, who revealed himself as an ardent admirer of sexy heels.Million Suit for "trademark infringement, unfair competition and false des ignation of origin" was filed in April in New York say that many of YSL shoes would mislead consumers familiar with the Scarlet Louboutin's soles.Louboutin lawyer told AFP he was "deeply disappointed.""Although the court agreed that the only red Louboutin brand was famous and known, he seems to conclude," sua sponte "in the fashion industry would not be possible to use one color as a trademark," Harley Lewin says."We are currently evaluates all alternatives."Louboutin is glam footwear was introduced to consumers adore the TV series "Sex and the City" and sells about 240,000 pairs annually in the United States alone, with revenues of approximately $ 135 million.Pair typically costs hundreds of dollars, but sell for much more, with Maggie Leopard-Toe Pump, along with red lacquered soles in the $ 1,095 listed in the Neiman Marcus department store.Her and his statements with references to sources as diverse as pop star Jennifer Lopez and poet Walt Whitman, admitted Marrero Chris tian Louboutin is the "idea".Louboutin's "bold move away from wearing way dividends are paid," he said.The judge even gave a huge attraction lyrical shoes."When Hollywood stars, red carpet and high models strut takeoff and landing sites back stabbing and head and eye drops at the feet of celebrities," painted in red on the soles, high heels, black shoes, attractive statement that jumps out at the same time showing off, "he wrote.But what about the red color to his trademark was a step too far - even for shoes, which, Marrero ruled."The award entrant designer shoes monopoly on red would unduly distort competition between other participants. YSL has different reasons for trying to use his red soles."YSL is Louboutin shoes with the dispute is more than four fashion house in 2011 Cruise Collection: A Tribute, Tribtoo, Palace and Woodstock models. We all have red soles.However, YSL says that featured red soles all the way back to 1970.If this claim is a breakthrough in the design of Christian Louboutin YSL fashion with contempt.The idea for the red shoes "copied from King Louis XIV, the red heeled shoes or dance the famous ruby slippers from Dorothy in" The Wizard of Oz, "" Judge Marrero YSL quoted as saying.

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Delphi Corporation - Business

History 1994: General Motors forms Automotive Components Group. 1995: ACG is renamed Delphi Automotive Systems. 1997: GM and Hughes Electronics Corporation spin-off of Hughes Defense electronics business and transfer Delco Electronics from Hughes to Delphi. 1999: Delphi Automotive Systems becomes fully independent publicly held corporation. 2001: 11,500 jobs were cut worldwide (Bischoff 1A). 2002: Delphi Automotive Systems is renamed Delphi Corporation reflecting its diversified business direction. 2004: Delphi is subpoenaed by the Securities & Exchange Commission (SEC) in July for irregular accounting practices and financial transactions. 2005: Delphi discloses irregular accounting practices. A number of executives, including CFO Alan Dawes, resign. Delphi Chairman J.T. Battenberg III retires. Delphi files for Chapter 11 bankruptcy protection to reorganize its struggling U.S. operations. As a result of this action, the Securities and Exchange Commission granted an applica tion by the New York Stock Exchange to delist Delphi's common stock and bonds. The stock now trades over the counter on the Pink Sheets electronic exchange. 2005: Twenty-four plants closed down in the U.S. 2006: Delphi announced it would sell off or close 21 of its 29 plants in the United States. The eight plants it intends to keep are located in Brookhaven, Mississippi; Clinton, Mississippi; Grand Rapids, Michigan; Kokomo, Indiana; Lockport, New York; Rochester, New York; Warren, Ohio; and Vandalia, Ohio. Delphi proposes that these remaining plants will operate with wage reductions and workforce reductions. Corporate structure and leadership Delphi is structured into the following groups: Consumer Products Manufacturer Products Aftermarket & Dealer Products The company is focusing the organization on the following core strategic product lines: Controls & Security (Body Security, Mechatronics, and Displays) Electrical/Electronic Architecture (Electrical/Electronic Distributi on Systems, Connection Systems, and Electrical Centers) Entertainment & Communications (Audio, Navigation, and Telematics) Powertrain (Diesel and Gasoline Engine Management Systems) Safety (Occupant Protection and Safety Electronics) Thermal (Climate Control & Powertrain Cooling) For the list of Delphi Senior Managers see Delphi Senior Leadership. Chapter 11 Reorganization During the Chapter 11 cases, Delphi has made substantial progress in identifying and implementing the sale (or receiving Bankruptcy Court approval to sell) or wind down of those facilities and business lines that do not support the company future strategic framework, including: The sale of the brake hose manufacturing business in Dayton, Ohio to Harco Manufacturing Group, announced in January 2007. The settlement of a social plan in the "Concurso," or Spanish insolvency proceeding, of Delphi Automotive Systems Espana S.L. The sale of the Mexican brake components business, including a manufacturing plant in Saltillo, Coahuila, Mexico, to Robert Bosch LLC and its affiliate Frenados Mexicanos, S.A. de C.V., announced in June 2007. The sale of substantially all of the assets of MobileAria, Inc. to Wireless Matrix USA, Inc.; The sale of the U.S. Battery operations in New Brunswick, New Jersey to Johnson Controls, Inc. in 2006. The wind-down of a Delphi Medical Texas facility in Houston, Texas The consolidation of fuel injector production in Rochester, New York during 2006-2007, which allowed the Debtors to wind down a manufacturing facility in Coopersville, Michigan The sale of the catalyst business to Umicore Group, completed in October, 2007. The sale of the Wheel bearings business based in Sandusky, Ohio to Kyklos, Inc., which is a wholly owned subsidiary of Hephaestus Holdings, Inc., in February 2008. The sale of the Global Steering and Halfshaft Business to Steering Solutions Corporation, a wholly owned subsidiary of Platinum Equity, LLC, announced in December 2007. The Steer ing business was based in Saginaw, Michigan, and was formerly known as the Saginaw Steering Division of General Motors. The sale of the Interiors and Closures business was announced in October, 2007, to The Renco Group. This includes facilities in: Gadsden, Alabama, Cottondale, Alabama, North Kansas City, Missouri, Orion, Michigan, Adrian, Michigan, Woerth, France, Matamoros, Mexico, the SDADS Joint Venture in Shanghai, China and the KDS Joint Venture in Daegu, South Korea. The sale of certain North American Brake Component Machining and Assembly Assets to TRW Automotive Holdings, which includes sites in Saginaw, Michigan, Springhill, Tennessee, and Oshawa, Canada, announced in September 2007. The company will continue with its stated plans to sell or wind-down additional non-core product lines and manufacturing sites through 2008. Sale of global suspension and brakes business to BeijingWest announced March 31, 2009. On November 4, 2009 Delphi named a new board. John A. Krol is the chairman of the new board. Rodney O'Neal is the President and chief executive officer of the company (since January 1, 2007), replacing Robert S. "Steve" Miller. The investment bank, Rothschild, Inc., is currently advising Delphi in its Chapter 11 restructuring Environmental record Researchers at the University of Massachusetts Amherst identified Delphi corp. as the 21st-largest corporate producer of air pollution in the United States in 2002. According to the study, the manufacturer's most toxic emissions include asbestos (542 lb/yr), chromium compounds (1,082 lb/yr), lead compounds (8,466 lb/yr), and sulfuric acid (17,600 lbs/year), while the most massive emissions are glycol ethers (111,520 lbs/year) and hydrochloric acid (80,000 lb/yr). Corporate issues In February 2007 the multinational Delphi Automotive Systems Holding Inc. announced the closure of its plant in Puerto Real, Cdiz, Spain, with a loss of 1600 direct jobs and more than 2500 indirect jobs. despite h aving agreed to continue its manufacturing operations until 2010 and receiving more than EUR 25 million from various public administrations in order to guarantee its workers' jobs. The Andalusian autonomous government announced it would begin legal action against the company for breach of local labor laws. On October 8, 2005 Delphi filed for bankruptcy due to the lack of money to pay the employees. Slowly, cutting jobs and shutting down many plants around the Dayton area and nationally (Roberson). The increased competition between the U.S. and other countries in the automobile industry has been a factor in Delphi bankruptcy (Wehrman D1). Due to the economic slump, all but five of the plants in the Dayton area have closed. In May 2008, Delphi filed a lawsuit against investors. The lawsuit seeks to impose payment by investors in the amount of $2.55 billion in securities to aid Delphi as it seeks to come out of bankruptcy. U.S. Bankruptcy Judge Robert Drain in New York ruled to allow Delphi to seek payments through a contract against Appaloosa Management LP as well as denying investors' request for a cap of $250 million for damages.[clarification needed] Consumer electronics Delphi is a major player in the XM Satellite Radio and GPS market. Among their most widely recognized (and advertised) products are: Mobile Navigation NAV200 (portable GPS) TNR800 (in-dash GPS) Mobile Video Satellite Radio Myfi family MyFi (portable XM) Myfi 2 (3rd generation of XM2go) Roady Family Roady (XM) Roady 2 (XM) Roady XT (XM) Roady XT 2 (XM) Skyfi Family Skyfi (XM) SkyFi2 (XM) SkyFi3 (XM) Others XM Signal Repeater Manufacturer products Delphi designs, engineers and manufactures a wide variety of components, integrated systems and modules on a worldwide basis, and is the largest and most diversified supplier of automotive parts. In January 2000 Delphi acquired the diesel systems business of Lucas TRW, making Delphi the world's second largest manufacturer of Diesel Fue l Injection equipment. Delphi Diesel owns the brands of CAV/Simms/RotoDiesel and Condiesel, the division also runs 10 subsidiary distribution companies in Brazil, China, France, Germany, Italy, Spain, Mexico, Turkey, UK and USA. The diesel aftermarket company is headquartered in Warwick UK. Delphi also manufactures the MagneRide magneto rheological dampers, which use magnetorheological fluid to adjust the damping rate of the shock absorbers based on road conditions, to offer an effective compromise between ride and handling . These can be found on the Audi R8 , Audi TT, Chevrolet Corvette C5, Cadillac Seville STS, Ferrari 599 and select E Series HSV cars in Australia. Joint ventures EnerDel - started as a joint venture of Ener1 and Delphi. In August 2008, Ener1 bought exclusive ownership of EnerDel. Condumex - (A Grupo Carso division). References ^ Delphi - Investor Relations - 2008 Form 10-K ^ SEC delisting order ^ Delphi Signs Sale Agreement for Brake Hose Business; Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 29 January 2007. ^ Delphi Signs Agreement to Sell Mexican Brake Plant, Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 15 June 2007. ^ Delphi Completes Sale of U.S. Battery Plant to JCI. 02 August 2006. ^ Delphi Completes Sale of Catalyst Business to Umicore. 1 October 2007. Delphi - Investor Relations - Press Releases ^ Hephaestus Holdings, Inc. to acquire North American wheel bearings business from Delphi Corporation. KPS Capital Partners, LP - Press Release ^ Delphi Signs Master Sale Agreement for Its Global Steering and Halfshaft Business -- Files Motion to Request Hearing With U.S. Bankruptcy Court; Steering Solutions Corporation, a Wholly Owned Entity of Platinum Equity, LLC, Is Named Lead Bidder in the Sale of Delphi Corporation's Global Steering Division. Delphi - Investor Relations - Press Releases. 10 December 2 007. ^ Delphi Signs Master Sale Agreement for Interiors and Closures Business -- Files Motion to Request Hearing With the Bankruptcy Court. Delphi - Investor Relations - Press Releases. 16 October 2007. ^ Delphi Signs Asset Sale Agreement With TRW for Certain North American Brake Component Machining and Assembly Assets -- Files Motion to Request Hearing With the Bankruptcy Court. 18 September 2007. Delphi - Investor Relations - Press Releases. ^ Delphi Signs Agreement to Sell Global Suspension and Brakes Business; Company To File Motion Requesting Court Hearings To Approve Bidding Procedures and Authorize Sale of Assets. 31 March 2009. Delphi Press Release. ^ "Delphi Names New Board". Delphi. /news/pressReleases/pressReleases_2009/pr_2009_11_04_001/. Retrieved 2009-12-19. ^ "Delphi Senior Leadership". Delphi. /about/leadership/dsb/. Retrieved 2009-12-19. ^ Political Economy Research Institute ^ Toxic 100 detailed company report (Toxics Release Inventory) ^ "Delphi to close S pain factory, cut jobs", BusinessWeek, February 23, 2007 ^ "Closure of the Delphi undertaking in Puerto Real, Cdiz", Parliamentary question submitted by Willy Meyer Pleite MEP to the European Commission ^ "Zarras dice que no permitir que Delphi 'se ra de Andaluca'", Terra.es, February 23, 2007 ^ ""Judge allows Delphi to pursue claims against investors"". Chicago Tribune. 2008-07-29. /business/chi-tue-brf4-delphi-suit-jul29,0,7303546.story. Retrieved 2008-07-29. ^ "Delphi MagneRide" Delphi Website ^ "Audi R8 Features Delphi's Revolutionary MagneRide Semi-Active Suspension" Delphi Press Release ^ /?q=content/ener1-history External links Delphi website SEC Litigation Release Slate article on bankruptcy Website concerning Delphi's ongoing bankruptcy case Delphi Monsoon Premium Audio[dead link] Categories: Auto parts suppliers | Companies established in 1999 | Automotive companies of the United States | Companies based in Troy, Michigan | Companies that have filed for Chapter 11 bankruptcy | General Motors subsidiariesHidden categories: All pages needing cleanup | Wikipedia articles needing clarification from December 2009 | All articles with dead external links | Articles with dead external links from November 2008

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27 What happened in corporate accounting scandals

What happened in corporate accounting scandals?

When a corporation deliberately conceals or skews information to appear healthy and successful to its shareholders, it has committed corporate or shareholder fraud. Corporate fraud may involve a few individuals or many, depending on the extent to which employees are informed of their company's financial practices. Directors of corporations may fudge financial records or disguise inappropriate spending. Fraud committed by corporations can be devastating, not only for outside investors who have made share purchases based on false information, but for employees who, through 401ks, have invested their retirement savings in company stock.

Some recent corporate accounting scandals have consumed the news media and ruined hundreds of thousands of lives of the employees who had their retirement invested in the companies that defrauded them and other investors. The nuts and bolts of some of these accounting scandals are as follows:

WorldCom admitted to adjusting accounting records to cover its operation costs and present a successful front to shareholders. Nine billion dollars in discrepancies were discovered before the telecom corporation went bankrupt in July of 2002. One of the hidden expenses was $408 million given to Bernard Ebbers (WorldCom's CEO) in undisclosed personal loans.

At Tyco, shareholders were not informed of the $170 million in loans that were taken by Tyco's CEO, CFO, and chief legal officer. The loans, many of which were taken interest free and later written off as benefits, were not approved by Tyco's compensation committee. Kozlowski (former CEO), Swartz (former CFO), and Belnick (former chief legal officer) face continuing investigations by the SEC and the Tyco Corporation, which is now operating under Edward Breen and a new board of directors.

At Enron, investigations against uncovered multiple acts of fraudulent behavior. Enron used illegal loans and partnerships with other companies to cover its multi-billion dollar debt. It presented erroneous accounting records to investors, and Arthur Anderson, its accounting firm, began shredding incriminating documentation weeks before the SEC could begin investigations. Money laundering, wire fraud, mail fraud, and securities fraud are just some of the indictments directors of Enron have faced and will continue to face as the investigation continues.

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Accounting and Finance Online Schools - Education - Online Education

Online accounting and finance schools offer certificate and degree programs that develop skills necessary for professional positions. Students will get the education needed to qualify for certification examinations and be able to offer a range of financial services.Advantages to online accounting and finance schools are that there is no commuting, no classroom competition, no deadline pressure, and students can learn at your own pace. Enrollment takes place at any time, and students have the option of completing a program in just months, not years, through Internet studies.

Online studies in accounting and finance will include computation, classification, record keeping, and verification of numerical data. Students in online college accounting and finance programs will learn how to develop and maintain financial records, record credits and debits, compare current and past balance sheets, summarize details ledgers, review statements, review invoices, and prepare financial reports.

Programs through online accounting and finance universities will give students exposure to accounting software; students will acquire knowledge of financial statements, journals, ledgers; consider tax preparation and banking processes; use information applicable to payroll, payables, and receivables; manage inventory, cash flow, and debt, and much more.

Online degree programs in accounting and finance teach principles of accounting and bookkeeping, personal finance, and fundamentals of spreadsheets. Other accounting distance learning courses may include estate planning, fundamentals of financial planning, personal finance, employee benefits, income tax, insurance, investments, and planning for retirement, among others.

Online accounting and finance school programs offer degrees from accredited institutions. In addition to taking courses to achieve accounting and finance degrees, students will study important subjects that relate to career development in business, communications, and social sciences. Programs through accounting and finance colleges online are designed to help prepare students for a broad range of careers. With qualifications from online accounting and finance schools, students will be prepared to enter into professional practice.

If you are interested in learning more about Online Accounting and Finance Schools, feel free to research our site for more in-depth information and resources.

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.

Copyright 2006 - All rights reserved by SchoolsGalore.com, in association with Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

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Finding the Right Small Business Software To Meet Your Needs - Computers - Software

If you are a small business owner, you've probably considered ways to improve your business. In this economy, small business owners are looking for ways to lower their spending and increase productivity without taking on a great deal of risk. Small business software by MBA Soft, mbasoft.com may be the answer.

There are multitudes of ways a business can modify their existing set up, but many of them are too risky. For example, a retail business may believe that moving to a new location will increase their traffic and therefore their sales. But doing so brings with it a large expense and a possible long list of risks such as difficult landlords and long leases. However, by investing in good quality small business software, you can be guaranteed to improve your business from the inside without having to take on a lot of risks.

High quality small business software will include everything from accounting small business software, to small business software designed to track orders and inventory. With so many small business software solutions on the market, how do you know which ones to purchase? MBA Soft offers a wide range of small business software. Each of their solutions is designed to meet the needs of small to medium sized business, and every small business software package comes with a ton of excellent features.

With MBA Soft, you can purchase an entire small business software solution that will not only meet your businesses every need, but will also integrate seamlessly with any other small business software you purchase from them. This means less tech support issues, and increased productivity. If you have a complicated system, just imagine being able to see a visual outlay of your order fulfillment or production process using your small business software. By having a visual diagram of each team member's contribution, it is easy to see breakdowns and increase efficiency.

Of course, another very important part of being a small business owner is bookkeeping. It's an important part that very few owners really enjoy. Having small business software that makes this task both easier and glitch free can be a huge stress relief. MBA's accounting small business software solution offers an ease of use uncommon with small business software bookkeeping.

If you are looking for small business software that will make your workflow smoother, allow for customization to meet your specific needs, and also give you more time for providing your service to your customer or making product to sell, then make sure to consider the small business software by MBA Soft. Whether you are a product designer or manufacturer, having reliable and intuitive small business software customized to meet your unique needs will increase your productivity and improve your bottom line. Improve your business without the added risk. Contact MBA Soft through their informative website at mbasoft.com today to see all of their strategies and solutions and to get started on improving your business.

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Payroll Accounting Options - Business - Small Business

Starting off with a basic guide of payroll accounting the hours worked by an employee is multiplied by the rate of payment to give the gross earned amount due to the employee. This calculation is normally done weekly, bi-weekly, or monthly. Before the actual check is issued to the worker, there are other procedures that are required of the employer.

Taxes and other withholdings are retained from the paycheck before it is given to the employee. After the money is taken from the gross earnings, the employee is left with the net income or take-home pay. The percentages, income brackets, and formulas of the Internal Revenue Service change periodically. For example, in the 1970's the highest Federal income bracket was at a socialistic 70% of the gross income.

The items withheld from a paycheck are Medicare, Social Security, Federal, and State taxes. The current Medicare tax rate is set at 1.45% and the Social Security rate is 6.2% of gross earnings. Federal income taxes range from 10% to 35% depending on the income bracket the individual falls into. The State taxes vary by each state with 7 states not imposing income tax. Here is a link to view each state law: /fta/rate/ind_inc.html

There is also an accrued tax that must be calculated and contributed by the employer when figuring the payroll accounting. A portion of Medicare is paid by employer, portion of Social Security, Federal Unemployment Tax, and State Unemployment Tax must be paid as well.

Just to note, there is a Tax Expense portion of the payroll accounting disbursements transaction that is the expense part of the accrued tax transaction.

There are certain documents that need to be retained by the employer. These documents include time sheets, original employment application, employee reviews (if applicable), Federal and state W-4s, and the employer's copy of the employee's W-2 form.

Most of what you need to know to calculate these payroll withholdings and taxes are spelled out in Circular E. A current issue can be obtained by searching Circular E and selecting the irs.gov link. This document is a good guide through the process and answers about any payroll accounting questions you might have.

Payroll accounting can be done in-house or outsourced to an accounting service. Of course it is always preferable to outsource if the means are available. If the funds are not available having payroll accounting software is a must for more than 2 full time employees. The two most popular are Peachtree and QuickBooks accounting software, but QuickBooks is better overall.

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Business Finance Website And Small Business Finance Software - Business

A business finance website allows business owners to access information regarding company finances. These websites are very helpful to start-up and existing businesses alike. For the start-up owner, these websites offer information on how to raise capital through various resources and how to prepare the business for operation. Existing business owners can access information on how to improve their profitability and how to apply for additional working capital.

Most loan providers also include a business finance section on their websites to allow individuals to research the different loans offered by the lender. This way, these owners can find the loan best suited to their needs in regards to the loan requirements, interest rates, and repayment plan. Business owners can also find out if they qualify for special needs loans, like international trade and employee trusts. These lenders may also offer advice on how to effectively manage business finances to improve a business's profitability.

Business owners can familiarize themselves with accounting and financial terms via a business finance website. These websites want to make sure that business owners understand the accounting and financial procedures used in businesses in order to make them more successful. Business owners can learn about the business regulations and laws from a business finance website. This way, start-up owners can find out if they meet all business standards required of their business. Without this information, business owners risk wasting valuable time and money. Most business owners rely on finance websites to supply the vital information needed to successfully operate a company.Small business finance software, also known as accounting or financial software, are computer programs designed to ease the management of accounting processes in a business. These programs are preferred over the manual way of accounting because software allows an individual to easily input, edit, and handle the information needed for accounting practices while avoiding common bookkeeping errors. Most small business finance software is provided by an outside company that specializes in accounting software, but some businesses choose to develop their own financial programs.

One of the most popular brands of business finance small software is Quicken. Besides offering software for accounting, Quicken also has programs to aid businesses with contracts, checks, credit cards, and supplies. A business can pay a low monthly fee or a one-time fee that gives them unlimited access to specific software.

Other software companies, such as Microsoft, specialize in financial programs for small businesses, and may even provide free trials for their products. Companies may even offer advanced customization for financial software and programs to help compile business plans and financial forecasts.

Because the software industry continually grows and develops advanced financial solutions for small businesses, new versions of small business finance software becomes available every year. The key to determining which program is the most beneficial, it is vital to research the capabilities, services, and prices offered by specific financial software.

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Outsourcing Is Easy With QuickBooks Online Accounting Services - Business - Management

QuickBooks online accounting services have the unique advantage of allowing business owners to outsource their accounting and bookkeeping tasks online while retaining the ability to access their financial information any time they need to.

The method is very simple, when outsourcing bookkeeping work an employer need only to follow a few easy steps to have the account automation process set up. Then this information can be provided to the chosen accounting service where an expert can handle the bookkeeping work for you, a perfect solution if you're already over burdened and short of time with the other aspects of running your small business. If necessary, a quality accounting service can even set up your online account for you.

What is Quickbooks?

QuickBooks is a program that incorporates a comprehensive selection of accounting tools to meet the financial management needs of small to medium sized businesses. QuickBooks can be used to take care of business bookkeeping, payroll processing, incoming payment tracking, client invoicing, creation of financial reports, tax management and much more. What helps QuickBooks stand out even more is the fact you can use these tools to conduct your financial management tasks online and from any computer with an internet connection.

Small Business Accounting in Australia

A growing number of small Australian business owners are using Quickbooks as it's more affordable then many other leading account management programs, incorporates iPad and Mac compatibility and can be used exclusively online. Most small business operators know how challenging it is to run an establishment and bookkeeping is just another added burden that can detract time away from their primary responsibilities.

If you're often pressed for time, QuickBooks Online software is a far more practical way to outsource accounting tasks than hiring a full-time bookkeeper. A remote professional accountant or bookkeeper can easily employ QuickBooks online accounting services to free up the time you need to focus on other important aspects of your business.

Customized Reports

Every business is unique with their varied prioritization of different kinds of financial records. To facilitate this, QuickBooks offers over 100 customizable business graphs and reports, so you only need to login and use the report generation features to analyze different facets of your business. QuickBooks online accommodates for this to be done online whether users are working from a Mac, PC or iPad and even enables the sending of statements and invoices via email.

Outsourcing Facilitates Greater Business Focus

There are many kinds of accounting responsibilities that can be outsourced such as: tracking of outgoing and incoming payments, invoice generation, staff analysis, creation and sending of invoices, balancing and troubleshooting credit card and checking accounts, creation of financial statements and more.

If you find yourself unable to keep up with all these tasks it may be time to get the help of QuickBooks Online accounting services professionals. Outsourcing will allow you a more affordable alternative to hiring a full time bookkeeper while still keeping your accounts expertly managed. This will provide you with additional time to focus on building relationships with your clients and increasing your small or home based business's prosperity.

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Finding a QuickBooks ProAdvisor in North Carolina - Business - Small Business

Many companies sometimes wait until they have an accounting problem to scramble and find a solution. Some business owners find something wrong with one of their QuickBooks file or have issues with payroll records before they even look for a QuickBooks ProAdvisor. Accounting problems are resolved and prevented when businesses start to work with Executive Accounting Solutions.

Fees to work with a ProAdvisor are usually reasonable and vary depending on the level of accounting assistance a business needs for the problem. Some companies require extensive one-on-one QuickBooks consulting and management while others might have infrequent software questions. Every business owner has their own comfort level. When companies need an accounting expert in North Carolina, a QuickBooks ProAdvisor has the modern executive bookkeeping experience that is essential for long-term business success.

QuickBooks ProAdvisors are accredited accountants, small business consultants and CPAs who have passed rigorous Intuit tests in QuickBooks certification. Once certified, they work with businesses as they customize the bookkeeping software to fit their specific business accounting needs. These special certification levels were created by Intuit, which tests an individual's ability to perform complicated functions in their business accounting software. The certification process is always changing to ensure experts stay at the forefront of financial software features.

Many QuickBooks ProAdvisors are accounting and tax experts. A majority of businesses and entrepreneurs that work with theses certified professionals become more satisfied with their accounting software. Learning complex payroll functions and creating appropriate tax documents for small businesses is easier with an expert accounting consultant. When companies work with Executive Accounting Solutions they quickly learn they were missing out on a whole world of financial tracking and bookkeeping features that make their businesses run more efficiently.

Raleigh Small Business Accounting

Executive Accounting Solutions offers Raleigh businesses Certified QuickBooks ProAdvisors and expert accounting services. Executives and small business owners in the Raleigh-Durham Triangle area streamline their accounting and bookkeeping by consulting with an expert at Executive Accounting Solutions. Our Certified QuickBooks ProAdvisors help businesses:Monitor employee productivityMeasure gross marginsPrepare tax documentsTrack open invoicesRecord and segment business expenses

Local QuickBooks ProAdvisors

Executive Accounting Solutions is the local source of QuickBooks ProAdvisors in NC for businesses and entrepreneurs in the Raleigh, Durham and Chapel Hill areas. With years of accounting software experience, Executive Accounting Solutions works with a variety of industries and companies large and small. North Carolina businesses are consistently satisfied with our professional bookkeeping, accounting, tax and non-profit experience.

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Importance Of Software Support Services For Finance And Accounting Software Solutions - Technology

Nowadays, accounting software solutions have become a mandatory requirement for any business functioning on small, medium or large levels. Irrespective of the size of the business, these software solutions are capable of extending the much required solutions for the employers that enable them to carry forward their business with extreme ease and comfort. One of the best aspects of installing a software solution from the owners point of view is the fact that they can spend their valuable time on other important things rather than doing tedious job of managing finance and accounts.

Due to the numerous benefits that companies get by installing these solutions they are getting really popular amongst the business owners. Besides helping companies to fulfill complex finance and accounting tasks within minutes, these comprehensive system applications enable the proprietors to get their work streamlined and focused. Some of the comprehensive accounting software solutions are known to offer a complete set of solutions like managing cash flow and VAT returns, management of budgets, customers and suppliers, control and management of stocks, sales and order processing and foreign trading besides taking care for the regular accounting stuff. If you too have been struggling to manage these problems more efficiently, then you should definitely go for installing them. The market is filled with numerous services providers, claiming to offer the latest versions at the best prices. Therefore, it is quite obvious for any first timer to get confused with the numerous o ptions.

While purchasing Accounting Software Solutions for your business, there are several things that must be kept in mind before placing an order. One of the most important things to remember is to place your order with a reliable financial software solutions and consultancy services provider like A2R Solutions. You must confirm about the after sales and software support services of the company before hiring their services. Some of the key points to enquire while deciding which software company to approach:

Remember to enquire about the technical and Software Support Services offered by the company. These services are required to ensure smooth functioning of the applications and ensure that all the future problems that may arise while using the software would be taken care of.

Enquire about the timings for the support services. While working on the applications, you may face problems during odd hours of the day or night. It is quite obvious that if the work you are doing is of utmost importance, you would not like to wait for the next business day before the problem is fixed. Most of the leading solution providers offer 24X7 Customer support services.

Most of the service providers agree upon signing a Service Level Agreement with the customer, usually signed while the contract is commenced. This agreement has important terms like uptime, security, and customer service metrics such as response time and unresolved issue escalation, etc. Make a personal note that you get a copy signed as per your requirements.

All these are important aspects of technical and software support services that must be confirmed before hiring these services.

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Getting Right Jobs in Melbourne through In Internet - Careers - Career Management

For some people it's hard to find job in Melbourne, Perth, or in Sydney for many people. However, proper approach and your hard work never go worthless. Either it is accounting jobs or banking jobs, getting jobs in Brisbane or any part of Australia is not that hard you think. Have a look how effectively you can grab it.

Everyone works hard inside throughout life to get the finest job. Yet only a couple of these folks find the desired jobs in Brisbane or jobs in Melbourne. There are millions of job seekers from less than developing countries who wants to work abroad while they consider they've a brighter future over there. The key reason for this is definitely small employment rate in their countries. People do not obtain the jobs they ought to hold. There are several individuals who are highly qualified nonetheless obtaining very low income. Many people want to the best worthy jobs together with good working environment together with good pack of salary. In order to have a real job, Australia happens to be the top of in record. Yes, starting form accounting jobs to the banking jobs, it's possible to have jobs in Perth or in any part of Australia through online research.

There isn't any doubt that it's hard to discover a job as a new fresh higher education graduate nevertheless the latest level regarding intensity in the job market has made it even harder for the recent trained labour force to find suitable employment. Opening any kind of information on employment recruitment vacancies in any sort of occupation is important to be able to secure a job whether you're progressing to some new post or just commencing out in the job market. From the online job lists with jobs in Melbourne or Brisbane, anybody in Australia might access this database of specifics of job vacancies and still have the same option at making employment safe in this competitive employment platform.

Australia has usually been the top option intended for jobs no matter accounting jobs or banking jobs. There are many job seekers from all around the world who actually travel in order to get jobs in jobs in Sydney or Melbourne. Annually a huge number of jobs are agreed to the public internationally, which often summarize the actual. Right here is the site the place that the beginners have a very good opportunity to remain employed in the foremost market sectors. The best part is the sort of natural environment that individual gains at their workplace. Working hard at this point might be mentally together with physically rewarding for an individual which would enable with regard to his or her much better work progress.

There're lots of leading enterprise in Australia which are looking for skilled together with productive workers regarding their company. On account of less population and scarcity of human resources they could be in need of people. Hence, it's not that much hard to get jobs in Perth or jobs in Brisbane when made a right approach. Because of this cause, all these enterprise offers job opportunities to chance job seekers with enough salary for their job.

You can get more information on the online recruitment and employment site through surfing on the Internet. It haves your time and you can come to know how much vacancy is there. You can sign up several portals and update your resume to get call from suitable company which opens door for jobs in Brisbane and Melbourne.

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How To Apply For Trademark Registration - Law - Trademarks

Registering a trademark is a big deal for businesses. It means you have a business that is growing and that you are proud of. There is no law that says you have to register your trademark, but it is a good idea. It will prevent your competitors from stealing your name and logo. If you don't do a trademark registration another company could and with the name take your business away. There is a good chance that your customers could follow your name to another company. This is something best left avoided. You don't want to have to worry about trademark infringement. This is something else that is possible if you don't register your trademark.

To register your trademark you will have to contact the Intellectual Property Office. They have an internet site where you can fill out and pay for trademark registration. Depending on the method used will decide the price. There is a way to pay in two payments or you can save money and pay all at once. You will have to fill out information about your business. You will have to tell them what type of business you have. All trademarks are classified and in order to classify your business correctly the Intellectual Property Office will have to have certain information.

After you do the paperwork and your registration is complete, the IPO will publish your trademark in a journal. This journal is published weekly and will list all of the new trademarks in it. It is then up to the other businesses in your classification to oppose the trademark. If another company feels the name is too close to their own, that it infringes on their name they can oppose the trademark. They have two months in order to oppose. If no one opposes the trademark it becomes your property. No one is allowed to use it without your permission.

Not all trademarks will be accepted. There are rules that apply. The trademark must be distinctive. They cannot show the location, quantity, quality, value or purpose of the products or service of your business. They cannot be protected emblems or be offensive in any manner. No profanity is allowed or pornographic materials in them. They cannot be illegal like the name of illegal drugs. They cannot be deceptive or misleading.

A trademark is the property of a business. It could be a name or a logo. It could be both. It will distinguish your business from that of your competitors. If you have a business and you want it to be known you should have a trademark. There are many businesses that are actually famous for their trademarks. They are commonplace now. Your trademark could be the same way.

If someone uses your trademark without your permission you have the right to bring a lawsuit against them. If your trademark is registered you stand a better chance of protecting it than an unregistered one. You won't have to worry about someone using your good name if your trademark is registered. Give your business everything it needs to succeed by doing a trademark registration.

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Trademark Registration - Legal Terms - Law

As trademark registration is a legal process, there are several legal terms, either formal or informal, with which the applicant should be familiar.

1. Badge of origin: the function of a trademark. It indicates the identity of aperson or business as the source of goods or services.

2. Bare License: Occasionally a trademark owner allows another person orOrganization, through a license, to use the trademark, but fails to maintain effective supervision and quality control of the licensee's products or services. The original owner may or may not suffer some decrease in legal rights regarding the trademark, depending on circumstances. This situation is termed "naked licensing" in the United States.

3. Distinctiveness: also termed "Acquired Distinctiveness." This status is attainedthrough the use of the mark, normally for a considerable period of time. Evidence of use, such as sales receipts, sales figures and reports, and advertising or marketing budgets, are useful evidence.

4. Exclusions: Many countries do not permit certain symbols or terms to undergo the Trademark Registration process. National flags, the insignia of royal families and the Olympic Games rings are all excluded.

5. Infringement: the unauthorized use of a trademark. Note that to prevent infringement, the trademark must be registered, or the trademark must have been used for a long enough time so that it has acquired distinctiveness.

6. Passing Off: Regarding an unregistered trademark, this is a situation in whichone person's or business's goods or services are manufactured or presented resulting in confusion with another person's or business's goods or services. Typically, one unregistered trademark is very similar to another registered or unregistered trademark. To successfully benefit from passing off, a person must be able to prove that the trademark belongs to them. More, they must have established some sort of reputation through use of the mark. Finally, the individual must be able to show he or she has somehow been harmed by another's use of the mark. Proving a passing off action can be difficult and expensive. Registering the trademark is an easy way to protect against another's unauthorized use of your trademark.

7. Prior Rights: certain legal rights acquired through use of an unregistered trademark for a long enough time that it has attained local uniqueness.

8. Trademark: a specific sign used by an individual or business to distinguish the products or services provided by that individual or business from those of other people or organizations. A trademark may be traditional, such as a word, phrase, logo, symbol, design, some sort of image or a combination of these. There are also non-traditional trademarks, such as colours, sounds, and even smells. Trademarks are considered as property.

9. Trademark Classes: classification of goods and services into specific classes.Numbers 1 to 34 include goods/products, while Numbers 35 to 45 include services. This classification arose out of the International (Nice) Classification of goods and services. The purpose was twofold: to decide exactly which goods and services are able to be registered under trademarks and two, to attempt to unify various national classification systems.

For clarification of any of these terms, or guidance in the process of Trademark Registration, interested parties should contact the United Kingdom Intellectual Property Office (UKIPO).

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Why Bother Registering My Trademark? - Law - Trademarks

The number of businesses that simply choose and adopt some word, phrase, or design as a trademark without a second thought is amazing. Not only do these businesses fail to consider whether their newly adopted trademarks infringe the trademark rights of third parties, the businesses usually also fail to consider whether they should protect their trademarks.

A business - whether a sole proprietorship, partnership, limited liability company, or corporation - should evaluate the protection of any trademark it adopts. There are several reasons to protect a trademark. One of the most important reasons is to prevent some third party from later adopting the identical or highly similar mark. A third party who adopts your mark later in time is known as a junior user. If you allow a junior user to register the mark before you, it is possible that the junior user may cut off your right and ability to use your mark entirely or within certain geographical boundaries. Imagine having to all of a sudden change your trademark because you couldn't be bothered registering it and protecting your rights.

Another reason to register your mark is to put people on notice that you are claiming rights in your trademark and obtain additional damages should you need to sue somebody in court to enforce your trademark rights. The additional remedies provided by a registration can be a powerful tool in enforcing your rights.Once you have made the decision to register your trademark, the next decision becomes where and how do I register my trademark. If you are purely an intrastate business (i.e., you do not sell goods or provide services outside your state), then you will most likely want to file your trademark with your state's trademark office, which is usually the Office of the Secretary of State.

If you are providing your goods or services across state lines (or if you intend to do so), then you almost certainly file your trademark with the United States Patent and Trademark Office ("USPTO"). A registration with the USPTO protects you for the entire United States, so it is a lot more useful than a state registration. And you don't need to be selling goods or services in every state, you just need to do so across state lines (for example, selling goods to one other state or another country would work).

After you have decided whether to register your trademark at the state or federal level, the next step is to file the trademark. The trademark registration process is very complex and there are a lot of pitfalls that can sink someone unfamiliar with trademark law and the registration process. That is why it you should really find and hire a good trademark attorney. While some businesses may not want to spend, or believe they cannot afford, to hire a trademark attorney, filing and registering a trademark is relatively inexpensive - at least compared to other legal services, such as filing a patent application or litigation. Therefore, it really is best to just bite the bullet and hire a professional to protect what may be your business' most important asset, your trademark.

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