When looking to purchase taxi fleet insurance there are some differences to just buying singular cover. As there are more vehicles involved the cost is going to be greater. However, as ever with economies of scale, to buy insurance in bulk could turn out to be cheaper when the cost is divided by the number of vehicles covered.
The best way to find competitive quotes for taxi fleet insurance, is to use the internet and fill out the online quote forms which are specifically designed to handle multiple vehicles. This way the insurance company can give a choice of cover, whether the vehicles are to be used for public or private hire.
Having secure parking, if the cars are to stay at a common depot, is paramount in reducing the unnecessary costs when the vehicles are not in use. The fleet should carry tracking devices and the drivers could even perform additional driving tests to enhance safe driving. These factors can help reduce the cost of taxi fleet insurance.
Some insurance companies offer bulk discount on insuring 5 or more vehicles. This is great news for large companies wishing to cover many cars in different areas. The cost can be joined together to reduce the amount paid annually. Once the cost is divided up it will be vastly lower than if a single car was insured.
Look for insurers which offer breakdown cover as well as accident cover. Having liability insurance is a safety net should the worst happen. Nobody plans an accident and therefore paying insurance is a vital aspect in risk management.
Taxi fleet insurance is only slightly different to single car insurance. It can have its benefits as buying insurance in bulk with the same insurer can reduce the overall cost. As insurance is legally compulsory in the UK it also increases the reputation and keeps the paying customers minds at rest to know they would be covered in the event of an accident. Buying taxi insurance for many vehicles can be costly, but by increasing theft devices and security will help lower them.
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